Senior/ Assessment & Recovery Officer (Tractor & Harvester)
Job Description
Job Context
ACI Motors Limited is one of the most growing concerns of ACI Limited. We have Agri Machineries (Tractor, Harvester, Power Tiller, Diesel Engine, Rice Transplanter & Water Pump), Automobiles (Yamaha Motorcycles), Infrastructural Equipment (Kobelco, Lovol, Case & Jungheinrich), Tire Solutions (CEAT), Lubricants (Yamalube & Liqui Moly), Commercial Vehicles (Foton & Mahindra), Renewable Energy (EcoFlow & GoodWe) & Diesel Generator (YorPower, Himoinsa & Wechai) etc. in our product line.
To continue the business growth and sustainability, we are looking for suitable job incumbents who will actively participate in all credit recovery activities of respective portfolio.
Job Responsibilities
To assess proposed customers potentiality & ability to pay the installment on due time.
To visit proposed customers’ office/ house to verify the declared establishment, reference, bank records, income sources, mortgage etc. for credit assessment.
To prepare overall assessment report and comments on proposed customers.
To take initiative to facilitate regular collection from credit customers.
To reinforce action against overdue customers and ensure recovery with proper planning.
To liaise with law enforcement authorities related to credit recovery or capture the products.
To liaise with Head Office credit management & sales team daily.
To prepare daily/ monthly report on collection, customers’ outstanding and other activities.
To ensure confidentiality on credit management of the company and its documents.
To do any other tasks assigned by the supervisor time to time.
Experience
- At least 2 years
Education
Minimum graduation or equivalent degree in any discipline.
Educational qualification may be relaxed for retired defense personnel (Junior Commissioned Officers or Equivalent)
Additional Requirements
- Age 24 to 38 years
Minimum 2 years of experience in Credit Recovery and/or NGO Micro-credit Operations will be considered an advantage.
Must be able to ride a motorcycle and possess a valid driving license.
Proficient in digital tools and basic IT applications.
Ability to work independently as well as collaboratively in a team environment.
Excellent communication and negotiation skills.
Compensation & Other Benefits
- Profit share,Provident fund,Insurance,Gratuity
- Salary Review: Yearly
- Festival Bonus: 2
Competitive salary & KPI based incentives
Performance driven career path
Excellent working environment